About Us

Why Become a Note Buyer or Seller?

At Apple Funding, we specialize in unlocking the powerful opportunities that exist within the real estate note market. As a trusted real estate solutions company, we focus on the purchase, sale, and brokering of mortgage notes — both performing and non-performing — to help individuals, investors, and institutions reach their financial goals efficiently and strategically.

Selling a note can be a smart financial decision for a variety of reasons. Whether you’re a private individual holding a seller-financed mortgage, an investor ready to cash out a portion or all of your note portfolio, or a lender looking to offload distressed debt, we can help. Selling your note can provide immediate liquidity, reduce risk, or help you rebalance your investment strategy — all without the hassle of managing tenants or property maintenance.

On the other side, buying notes offers a unique opportunity to generate passive income, often at a discount, with the security of real estate backing your investment. For investors seeking cash flow, long-term wealth, or diversification, acquiring mortgage notes can deliver strong returns with fewer headaches than traditional property ownership. We help our clients source quality note assets with the proper due diligence, risk analysis, and closing support.

Our experienced team at Apple Funding understands the intricacies of the note industry. We’re equipped to handle a wide variety of scenarios — from seller-financed first position notes to non-performing loans and everything in between. We bring transparency, integrity, and speed to every transaction, ensuring that each deal is structured to meet the unique needs of both buyer and seller.

We don’t just facilitate transactions — we build relationships. Our goal is to create win-win outcomes by offering personalized guidance, tailored solutions, and professional support every step of the way. Whether you’re looking to sell a single note, liquidate a portfolio, or invest in passive note income, Apple Funding is your reliable partner in the real estate note space.

We Are a Real Estate Investing Company Specializing in Mortgage Notes

At Apple Funding, we are a dedicated real estate investing company with a specialized focus on buying, selling, and brokering mortgage notes. Our mission is to help individuals, investors, and institutions tap into the power of the note market — whether that means selling a note for immediate liquidity or acquiring high-quality note assets for long-term passive income.

Unlike traditional real estate agents or brokers, we do not act in a licensed real estate agency capacity when working with you on a note transaction. Instead, we operate as direct investors and experienced intermediaries in the secondary mortgage market. Whether we are purchasing a note directly from you, selling you a note, or facilitating a transaction between two parties, our role is that of a knowledgeable and strategic partner — not a real estate agent or fiduciary.

We are more than happy to collaborate with your existing financial advisor, attorney, or broker if you are currently represented. We believe in full transparency and ethical business practices, and we welcome the opportunity to work with your team to ensure that each transaction is aligned with your personal or business goals.

Our work revolves around helping clients unlock the hidden value of mortgage notes, whether they’re performing, sub-performing, or non-performing. We provide access to flexible, tailored solutions that meet the unique needs of each buyer or seller — whether you’re an individual holding a private note or a seasoned investor building a portfolio.

Additionally, for those looking to enter the note investment space, we offer opportunities to purchase vetted mortgage notes that generate consistent returns. These investments are often secured by real estate assets and offer a way to build wealth without the direct headaches of property ownership.

At Apple Funding, we are committed to creating positive financial outcomes that support individual financial growth, investment diversification, and economic development in the communities where we operate. We approach every transaction with honesty, efficiency, and clarity, ensuring that our clients are informed and empowered every step of the way.

If you ever have questions about legal representation, financial advisement, or regulatory concerns, we strongly encourage you to consult with your licensed professionals or contact your local real estate and financial regulatory agencies. Our team is also here to guide you to the right resources when needed.

Whether you’re ready to sell a note, purchase one, or simply explore your options, we’re here to help you make informed decisions in the note investing space.